Terms of Use
Last Updated: February 3, 2026
These Terms of Use (“Terms”) govern your access to and use of the websites, software platforms, applications, products, services, content, and related offerings (collectively, the “Services”) provided by Federated Unified Worker Network Inc., together with its affiliates and business divisions, including ZAI® (“Company,” “we,” “us,” or “our”).
By accessing or using the Services, you agree to be bound by these Terms. If you do not agree, do not access or use the Services.
1. Eligibility and Authority
• You are at least 18 years of age
• You have the legal capacity to enter into these Terms
• If you are using the Services on behalf of an organization, you have authority to bind that organization
2. Nature of the Services
The Company provides technology platforms, decentralized artificial intelligence systems, software tools, and related services. Through its ZAI division, the Company may also provide technology-enabled financial and advisory support, subject to separate agreements where applicable.
The Services are provided for informational, operational, and technological purposes only, unless expressly governed by a separate written agreement.
3. No Investment, Legal, or Professional Advice
Nothing in the Services constitutes, or should be construed as:
• Investment advice
• Financial advice
• Legal advice
• Tax advice
• A recommendation, solicitation, or offer to buy or sell any security or financial product
No fiduciary, advisory, or client relationship is created by your use of the Services unless expressly agreed to in a separate written contract.
4. Artificial Intelligence and Automated Outputs
The Services may include artificial intelligence, machine learning, or automated systems. You acknowledge and agree that:
• AI-generated outputs are informational only
• Outputs may be incomplete, inaccurate, or outdated
• You are solely responsible for evaluating, verifying, and using any outputs
• Human review is required before relying on any output for decision-making
The Company makes no guarantees regarding the accuracy, reliability, or suitability of AI outputs.
5. User Responsibilities
You agree not to:
• Use the Services for unlawful, fraudulent, or abusive purposes
• Attempt to reverse engineer, extract, or misuse proprietary systems
• Circumvent security or access controls
• Introduce malware, malicious code, or harmful data
• Use the Services in violation of applicable laws or regulations
You are responsible for maintaining the confidentiality of your access credentials.
6. Intellectual Property
All content, software, models, algorithms, designs, trademarks, and materials comprising the Services are owned by or licensed to the Company and are protected by intellectual property laws.
Except as expressly permitted, you may not copy, modify, distribute, sell, or create derivative works from the Services.
No rights are granted except as expressly stated in these Terms.
7. Privacy and Data Protection
Your use of the Services is subject to our Privacy Notice, which is incorporated by reference.
To the extent applicable, financial and personal data is handled in accordance with GLBA, SEC Regulation S-P, and other applicable laws.
8. Third-Party Services
The Services may integrate with or link to third-party platforms or services. The Company does not control and is not responsible for third-party content, practices, or policies.
Your use of third-party services is at your own risk and subject to their terms.
9. Suspension and Termination
The Company may suspend or terminate access to the Services at any time, with or without notice, for any reason, including suspected violations of these Terms or applicable law.
Sections that by their nature should survive termination shall survive.
10. Disclaimer of Warranties
THE SERVICES ARE PROVIDED “AS IS” AND “AS AVAILABLE.”
TO THE MAXIMUM EXTENT PERMITTED BY LAW, THE COMPANY DISCLAIMS ALL WARRANTIES, EXPRESS OR IMPLIED, INCLUDING WARRANTIES OF:
• MERCHANTABILITY
• FITNESS FOR A PARTICULAR PURPOSE
• ACCURACY
• NON-INFRINGEMENT
• AVAILABILITY OR UPTIME
11. Limitation of Liability
TO THE MAXIMUM EXTENT PERMITTED BY LAW:
• THE COMPANY SHALL NOT BE LIABLE FOR ANY INDIRECT, INCIDENTAL, CONSEQUENTIAL, SPECIAL, OR PUNITIVE DAMAGES
• THE COMPANY’S TOTAL LIABILITY ARISING OUT OF OR RELATING TO THE SERVICES SHALL NOT EXCEED THE AMOUNT PAID BY YOU TO THE COMPANY IN THE TWELVE (12) MONTHS PRECEDING THE CLAIM, OR ONE HUNDRED DOLLARS (USD $100), WHICHEVER IS GREATER
12. Indemnification
You agree to indemnify, defend, and hold harmless the Company and its officers, directors, employees, and affiliates from any claims, liabilities, damages, losses, or expenses arising from:
• Your use of the Services
• Your violation of these Terms
• Your violation of applicable laws or regulations
13. Governing Law and Venue
These Terms are governed by the laws of the State of California, without regard to conflict of laws principles.
Any legal action shall be brought exclusively in the state or federal courts located in Los Angeles County, California, and you consent to such jurisdiction.
14. Changes to These Terms
We may update these Terms at any time. Updated Terms will be posted with a revised “Last Updated” date. Continued use of the Services constitutes acceptance of the updated Terms.
15. No Waiver; Severability
Failure to enforce any provision shall not constitute a waiver. If any provision is held unenforceable, the remaining provisions shall remain in full force and effect.
16. Entire Agreement
These Terms, together with the Privacy Notice and any applicable written agreements, constitute the entire agreement between you and the Company regarding the Services.
Contact Information
Federated Unified Worker Network Inc.5760 Lindero Canyon Rd., Suite 1103
Westlake Village, CA 91362, United States
Email: support@fuwn.com