Financial Disclaimer

Last Updated: February 3, 2026

This Financial / No-Investment-Advice Disclaimer (“Disclaimer”) applies to all content, software, tools, platforms, artificial intelligence systems, outputs, data, analyses, simulations, forecasts, commentary, documentation, and other materials made available by Federated Unified Worker Network Inc., together with its affiliates and business divisions, including ZAI (collectively, the “Company”).

This Disclaimer supplements and forms part of the Company’s Terms of Use, AI Use & Output Disclaimer, and Privacy Notice.

1. No Investment Advice

Nothing made available by the Company constitutes investment advice.

Unless expressly stated in a separate, written, and executed agreement, no content or output provided through the Services shall be construed as:

• Investment advice

• Financial advice

• Portfolio management advice

• A recommendation or endorsement

• A solicitation or offer to buy, sell, or hold any security, digital asset, or financial instrument

Use of the Services does not create an investment adviser–client relationship.

2. Software Platform; No Fiduciary Relationship

Federated Unified Worker Network Inc. is primarily a software and technology provider. The Services provide tools and systems intended for informational, analytical, operational, and automation purposes only.

• Does not create a fiduciary duty

• Does not impose a duty of care

• Does not create an advisory or agency relationship

Any fiduciary or advisory relationship will arise only pursuant to a separate written agreement expressly identifying such a relationship and the applicable scope of services.

3. ZAI Financial Services Clarification

Certain financial or advisory services may be offered through the Company’s division ZAI. Such services, if and when provided:

• Are offered only to eligible users

• Are subject to applicable regulatory requirements

• Require explicit onboarding, disclosures, and acceptance of contractual terms

• Are not provided through software or AI systems alone

No regulated financial advisory services are provided absent a signed agreement.

4. No Reliance; Independent Judgment Required

You acknowledge and agree that:

• Information provided through the Services is general in nature

• The Services do not consider your individual financial circumstances, objectives, or risk tolerance

• You are solely responsible for evaluating any information before making decisions

You should consult a qualified financial professional before making investment or financial decisions.

5. No Guarantees; No Performance Claims

The Company makes no representations or warranties regarding:

• Accuracy or completeness of information

• Suitability of any strategy or approach

• Future performance or outcomes

Any examples, simulations, forecasts, or hypothetical results:

• Are provided for illustrative purposes only

• Are not indicative of actual or future performance

• Do not guarantee results

6. Regulatory Status

Nothing on the Services shall be interpreted as a representation that the Company or its divisions are registered, exempt, or qualified in any jurisdiction unless expressly stated in a formal disclosure or agreement. References to regulatory concepts or frameworks are provided for informational purposes only.

7. Limitation of Liability

To the maximum extent permitted by law:

• The Company disclaims all liability arising from reliance on any information provided

• The Company shall not be responsible for any losses, damages, or claims arising from financial decisions made by users

• Your sole remedy is to discontinue use of the Services

8. No Expansion of Duties

Nothing in this Disclaimer shall be construed to:

• Create duties beyond those required by applicable law

• Expand regulatory obligations

• Override contractual terms

• Waive legal protections available to the Company

9. Changes to This Disclaimer

We may update this Disclaimer from time to time. Updates will be posted with a revised “Last Updated” date. Continued use of the Services constitutes acceptance of the updated Disclaimer.

Contact Information

Federated Unified Worker Network Inc.
5760 Lindero Canyon Rd., Suite 1103
Westlake Village, CA 91362, United States
Email: support@fuwn.com