Privacy Notice
Last Updated: February 3, 2026
This Privacy Notice (“Notice”) describes how Federated Unified Worker Network Inc., together with its affiliates and business divisions, including ZAI (collectively, the “Company,” “we,” “us,” or “our”), collects, uses, discloses, safeguards, retains, and otherwise processes personal information and nonpublic personal information in connection with our websites, software platforms, applications, products, financial and advisory-related services, and related business operations (collectively, the “Services”).
This Notice is intended to comply with applicable U.S. federal and state privacy and financial-services laws, including the Gramm–Leach–Bliley Act (“GLBA”), SEC Regulation S-P, and applicable portions of the California Consumer Privacy Act (“CCPA/CPRA”), to the extent not exempt.
1. Company Information
Legal Entity: Federated Unified Worker Network Inc.
Principal Place of Business:
5760 Lindero Canyon Rd., Suite 1103
Westlake Village, CA 91362
United States
The Company is a software and technology provider specializing in decentralized artificial intelligence systems. Through its ZAI division, the Company provides technology-enabled financial and advisory services.
2. Scope and Applicability
This Notice applies to personal information processed by the Company in its capacity as a controller, business, or financial institution, as those terms are defined under applicable law.
This Notice does not apply to:
• Information processed solely on behalf of customers where we act as a service provider or processor pursuant to a written agreement
• Third-party websites, platforms, or services governed by their own privacy notices
• Employment, contractor, or applicant data, which is governed by a separate notice
3. GLBA and Regulation S-P Notice
For purposes of the Gramm–Leach–Bliley Act (“GLBA”) and SEC Regulation S-P, this Notice applies to Nonpublic Personal Information (“NPI”) of consumers, customers, and former customers, as those terms are defined under applicable law.
“NPI” generally includes personally identifiable financial information obtained in connection with providing financial products or services.
4. Categories of Information We May Collect
We collect information consistent with what is customary and necessary for a financial advisory or financial-services-enabled technology firm, subject to applicable law. Not all categories are collected in all circumstances.
A. Personal and Identifying Information
• Name
• Contact information (email, phone number, mailing address)
• Date of birth
• Government-issued identifiers (including Social Security number or tax identification number, where legally required)
• Account identifiers and internal reference numbers
B. Financial and Investment-Related Information
• Bank account and routing numbers
• Investment and custodial account information
• Transaction history
• Income, assets, liabilities, and financial profile data
• Risk tolerance, suitability, and compliance-related information
C. Professional and Business Information
• Employment information
• Employer name and role
• Business contact details
D. Communications and Regulatory Records
• Communications with us (including emails, calls, messages, and support inquiries)
• Records required for regulatory, supervisory, audit, or compliance purposes
E. Technical, Usage, and Security Information
• IP address
• Device and browser information
• Authentication credentials
• Access logs, audit logs, and security records
• General location data derived from IP address
For purposes of GLBA and Regulation S-P, certain information described above constitutes Nonpublic Personal Information.
5. How We Use Information
We process personal information and NPI solely for lawful, legitimate, and permitted business purposes, including to:
• Provide, operate, maintain, and administer the Services
• Deliver financial, advisory, and technology-enabled services
• Verify identity and comply with KYC, AML, sanctions, and similar obligations
• Maintain books and records required by the SEC and other regulators
• Perform billing, payment processing, and account administration
• Communicate with clients and respond to inquiries
• Detect, investigate, and prevent fraud, misuse, and security incidents
• Conduct audits, compliance reviews, supervisory controls, and internal governance
• Comply with applicable laws, regulations, subpoenas, court orders, and regulatory examinations
6. Artificial Intelligence and Data Use Restrictions
We do not train artificial intelligence models on personal information, Nonpublic Personal Information, sensitive personal information, or regulated financial data.
Specifically:
• AI agents and systems are technically, logically, and contractually restricted from accessing Social Security numbers, financial account numbers, or regulated client records for training or generalized model development
• Personal and financial data is segregated from AI training and experimentation environments
• AI systems operate on synthetic, anonymized, de-identified, or non-client datasets, or under strictly controlled, purpose-limited processing consistent with applicable law
• The Company does not permit unrestricted, open-ended, or external AI model training using client data
Nothing in this section shall be construed to expand or create obligations beyond those required under applicable law.
7. Information Sharing and Disclosure
We do not sell personal information or Nonpublic Personal Information.
We may disclose information only:
• To authorized employees and contractors with a legitimate business need
• To service providers acting under written agreements imposing confidentiality, security, and use limitations
• To financial institutions, custodians, clearing firms, or counterparties as necessary to provide Services
• To regulators, law enforcement, courts, or governmental authorities as required or permitted by law
• In connection with audits, examinations, investigations, or supervisory reviews
• In connection with a merger, acquisition, reorganization, or similar transaction, subject to appropriate safeguards
All disclosures are made in accordance with GLBA, Regulation S-P, and other applicable law.
8. Protection of Former Customers
We treat the personal information and Nonpublic Personal Information of former customers with the same level of confidentiality, security, and care as that of current customers, in accordance with SEC Regulation S-P and applicable law.
9. Data Security and Safeguards
We maintain a written information security program reasonably designed to comply with the GLBA Safeguards Rule, SEC cybersecurity requirements, and applicable state laws.
Safeguards include, but are not limited to:
• Encryption of sensitive data in transit and at rest
• Role-based access controls and least-privilege policies
• Segmentation and isolation of regulated financial data
• Multi-factor authentication
• Monitoring, logging, and intrusion detection
• Incident response and breach management procedures
• Vendor risk management and contractual protections
Access to personal information is restricted to authorized personnel only.
No system is completely secure, and we cannot guarantee absolute security.
10. Data Retention
We retain personal information and NPI:
• For as long as necessary to provide the Services
• As required by SEC, financial, tax, and recordkeeping laws
• As necessary to resolve disputes, enforce agreements, and meet regulatory obligations
Retention periods vary based on legal and operational requirements.
11. Your Rights
Depending on your jurisdiction and subject to legal exemptions, you may have rights to:
• Access and review your information
• Request correction of inaccurate information
• Request deletion where permitted by law
• Limit or object to certain processing
Requests are subject to verification, regulatory recordkeeping obligations, and applicable legal exceptions.
12. California Privacy Rights
If you are a California resident, you may have rights under the California Consumer Privacy Act (CCPA/CPRA). Certain information processed under GLBA is exempt from CCPA requirements.
We do not sell personal information.
13. Children’s Information
The Services are not directed to children under 18, and we do not knowingly collect personal information from children.
14. No Waiver of Legal Protections
Nothing in this Notice limits, waives, or diminishes any rights, defenses, or protections available to the Company under applicable law.
15. Changes to This Notice
We may update this Notice from time to time. Updates will be posted with a revised “Last Updated” date. Continued use of the Services constitutes acceptance of the updated Notice.
Contact Information
Federated Unified Worker Network Inc.5760 Lindero Canyon Rd., Suite 1103
Westlake Village, CA 91362, United States
Email: support@fuwn.com